Our Investment
Philosophy
AstaGuru Prive´ is anchored in building lasting legacies through a disciplined, top-down investment philosophy. We place our clients at the center of everything we do—crafting multi-asset strategies that align with their unique objectives, risk appetite, and long-term aspirations.
Guided by strong governance, transparency, and an unwavering commitment to service excellence, we strive to deliver not just performance, but enduring value across generations
Our Core Tenets
Unique Methodology
Risk Profiling
At AstaGuru Prive´, our understanding of your specific requirements, risk appetite and your investment capacity is essential to helping you manage your wealth. That's why the Relationship Team will aim to determine your risk tolerance with the help of a risk profiler. We achieve this by asking a simple set of easy to understand questions that are aimed at identifying your preferences and needs:
Willingness to take risk
Liquidity requirements
Perception and approach to risk
Expected returns and volatility of the portfolio
Investment horizon
Investment Thesis
Asset Allocation and Model Portfolios
Using behavioral sciences and engaging one of our partners we have derived the optimum asset allocations for each of the risk categories. The recommended asset allocation for each risk profile aims to improve the return for the specified level of risk and takes into account liquidity constraints, than would have previously been expected.
Modern Portfolio Theory recognises and seeks to minimise market and investment risk through optimal asset allocation. The wealth allocation framework that we follow identifies three very different risk dimensions and seeks to optimise them simultaneously. We call this risk allocation.
Investment Approach
Tailored Solutions
We adopt a comprehensive approach to portfolio construction, considering not
only individual investments but the broader financial landscape of our clients.
Our recommendations are driven by the RRTTLLU framework, which assesses
Risk, Return, Time Horizon, Taxes, Legal considerations, Liquidity needs, and
Unique requirements. This structured methodology ensures that each
investment strategy is highly customized, tax-efficient, and aligned with our
clients' long-term financial objectives.
Top Down Approach
After evaluating each client’s unique financial needs and objectives, we
employ a top-down investment approach to ensure optimal portfolio
construction. This process is guided by a combination of macroeconomic
research and the client’s specific requirements, ensuring a well-diversified and
tailored investment strategy.
Due Diligence Process
Mutual Funds
Performance Analysis
Assessment of historical returns across different time periods (short, medium, and long-term). Comparison of returns against benchmark indices and peer funds in the same category. Analysis of rolling returns to evaluate consistency.
Risk Assessment
Examination of risk metrics such as standard deviation, Sharpe ratio, Sortino ratio, and drawdowns to gauge volatility and downside risk. Stress testing fund performance during different market cycles to understand resilience in downturns.
Tax Efficiency
Consideration of tax implications on capital gains and dividends, ensuring tax-efficient fund selection tailored to the client’s needs. Preference for funds with structures that optimize post-tax returns.
Qualitative Factors
Evaluation of fund management expertise, investment philosophy, and fund house pedigree. Assessment of portfolio composition, sector allocation, and underlying securities to ensure alignment with macroeconomic trends.
PMS & AIFs
Alignment with investor Goals
Ensuring that the investment strategy matches the client’s risk appetite, return expectations, and liquidity requirements. Evaluating whether the fund’s approach complements the overall portfolio strategy.
Fund Management and Pedigree
Assessing the track record, experience, and investment philosophy of the fund management team. Understanding how the fund managers have navigated different market cycles and their ability to generate alpha.
Performance Across Market Cycles
Analyzing historical returns across bull and bear markets to gauge fund
resilience. Examining risk-adjusted returns and volatility management.
Direct Engagement with Fund Managers
Conducting one-on-one discussions to understand fund philosophy, strategy execution, and any unique constraints. Reviewing fund structure, fee transparency, and governance standards to ensure alignment with investor
